Microsoft lists 2 models and Xingchen Agi 1. Below: line-up, price tiers, the cheapest model for each capability, and what each costs for five real workloads.
| Microsoft | Xingchen Agi | |
|---|---|---|
| Models listed | 2 | 1 |
| Models with published pricing | 2 | 1 |
| Typical price (median, 3:1 blend per 1M) | $0.35 | n/a |
| Cheapest paid model | Microsoft: Phi 4 ($0.09) | n/a |
| Longest context | WizardLM-2 8x22B (66K) | XingChen: Xing4.0 29B A4B (free) (262K) |
| Free models | 0 | 1 |
| Newest model | Microsoft: Phi 4 (2025-01-10) | XingChen: Xing4.0 29B A4B (free) (2026-10-16) |
| Price changes in the last 90 days | 1 | 0 |
For each workload: the cheapest model from each provider that can actually do it (fits the context window; tool calling required for the agent), and its monthly cost at list price.
| Workload (per month) | Microsoft | Xingchen Agi |
|---|---|---|
| Customer-support chatbot 50,000 conversations — each a 6-turn conversation | $8.05 with Microsoft: Phi 4 | no suitable model |
| RAG search over documents 20,000 questions — each a question answered from ~8 retrieved passages | $9.80 with Microsoft: Phi 4 | no suitable model |
| Coding / tool-using agent 2,000 tasks — each a multi-step task with tool calls and file context | no suitable model | no suitable model |
| Batch summarisation 10,000 documents — each a 6,000-word report summarised to a page | $6.44 with Microsoft: Phi 4 | no suitable model |
| Long-document analysis 500 documents — each a 150-page contract or codebase read in one pass | no suitable model | no suitable model |
| You need | Microsoft | Xingchen Agi |
|---|---|---|
| Any model | Microsoft: Phi 4 ($0.09) | none listed |
| With tool calling | none listed | none listed |
| With image input | none listed | none listed |
| With reasoning mode | none listed | none listed |
| 128K+ context | none listed | none listed |
| 1M+ context | none listed | none listed |
| Model type | Microsoft | Xingchen Agi |
|---|---|---|
| text->text | 2 | 1 |
| Price per 1M (3:1 blend) | Microsoft | Xingchen Agi |
|---|---|---|
| Free | 0 | 1 |
| Under $0.50 | 1 | 0 |
| $0.50 – $3 | 1 | 0 |
| $3 – $10 | 0 | 0 |
| $10 and up | 0 | 0 |
It depends on the job: Microsoft offers the broader line-up (2 models vs 1), Xingchen Agi the longest context (262K tokens). The workload table above shows which wins for chat, RAG, agents, batch jobs and long documents.
Microsoft: Microsoft lists 2 models and Xingchen Agi lists 1.
Xingchen Agi: Microsoft's longest is WizardLM-2 8x22B at 66K tokens; Xingchen Agi's is XingChen: Xing4.0 29B A4B (free) at 262K.
Microsoft: none. Xingchen Agi: 1 free model (e.g. XingChen: Xing4.0 29B A4B (free)).
Microsoft: 0 of 2 models accept images. Xingchen Agi: 0 of 1.