fiat

What the source does

• FilesystemNone observedNo reads or writes in the source
• NetworkNone observedNo outbound calls in the source
• ShellNone observedNo commands run in the source
• DependenciesPinnedNothing floats
• SecretsNone foundNo keys in source

Five audit layers

Gates applied: no behavioural pass.

* Only read credentials explicitly needed for the current task

Audit 0.4.1 · source sha d5ceffaa95a3 · 31 Oct 2026Report an issue or request a re-scan

• Publisherbinance GitHub organizationOwner of the repository this skill is read from
• Source folderbinance/binance-skills-hub/skills/binance/fiatThe exact folder we audited
• LicenceNot declaredAs the repository states it
• Commit pinned for this verdictd5ceffaa95a3A new audit runs when the source changes
• Repository statusNot archivedLast push 4 days ago
• Sandboxed runNot runSkills are read, not executed; layer L4 is skipped

Its description: Query Binance fiat payment capabilities — supported countries, currencies, payment methods, limits, and crypto prices — via public APIs, plus authenticated order/payment history lookup. Use whenever users ask about…

---
name: fiat
description: Query Binance fiat payment capabilities — supported countries, currencies, payment methods, limits, and crypto prices — via public APIs, plus authenticated order/payment history lookup. Use whenever users ask about buying or selling crypto with fiat, depositing or withdrawing fiat, fiat-crypto exchange rates, payment options in a specific country, or their fiat order history — even if they don't explicitly mention Binance APIs.
metadata:
  version: 1.1.0
  author: Binance
license: MIT
---

# Binance Fiat Skill

Query Binance fiat payment capabilities, available payment methods, pricing, and supported currencies/countries using **public APIs** (no authentication required). For order and payment history, see [Authenticated Endpoints](./references/sapi-endpoints.md).

## Base URL

```
https://www.binance.com/bapi/fiat/v1/public/fiatpayment/agent
```

## Available APIs

### 1. get_capabilities

Query supported fiat currencies, cryptos, and business types for a country.

```bash
curl "https://www.binance.com/bapi/fiat/v1/public/fiatpayment/agent/get-capabilities?country={COUNTRY_CODE}"
```

Optional: `businessType` (BUY, SELL, DEPOSIT, WITHDRAW) to filter.

**Response:** `data.supportedBusinessTypes`, `data.fiatCurrencies[]` (with `code`, `name`, `supportedBusinessTypes`), `data.cryptoCurrencies[]`

### 2. get_buy_and_sell_payment_methods

```bash
curl "https://www.binance.com/bapi/fiat/v1/public/fiatpayment/agent/get-buy-and-sell-payment-methods?businessType={BUY|SELL}&fiatCurrency={FIAT}&cryptoCurrency={CRYPTO}&country={COUNTRY_CODE}"
```

All 4 parameters required.

**Response:** `data.paymentMethods[]` and `data.p2pPaymentMethods[]`, each with `code`, `paymentMethodName`, `fiatMinLimit`, `fiatMaxLimit`, `cryptoMinLimit`, `cryptoMaxLimit`, `quotation`, `suspended`

### 3. get_deposit_and_withdraw_payment_methods

```bash
curl "https://www.binance.com/bapi/fiat/v1/public/fiatpayment/agent/get-deposit-and-withdraw-payment-methods?businessType={DEPOSIT|WITHDRAW}&fiatCurrency={FIAT}&country={COUNTRY_CODE}"
```

All 3 parameters required. No `cryptoCurrency`, no `quotation`, no P2P methods.

**Response:** `data.paymentMethods[]` with `code`, `paymentMethodName`, `fiatMinLimit`, `fiatMaxLimit`, `suspended`

### 4. get_price

```bash
curl "https://www.binance.com/bapi/fiat/v1/public/fiatpayment/agent/get-price?fiatCurrency={FIAT}&cryptoCurrency={CRYPTO}&country={COUNTRY_CODE}"
```

Optional: `businessType` (BUY or SELL, defaults to BUY).

**Response:** `data.bestPrice` — indicative reference price, may differ from execution price

## Recommended Workflow

1. **`get_capabilities`** first — confirms what's supported before making other calls
2. **Payment methods API** — BUY/SELL → `get_buy_and_sell_payment_methods`; DEPOSIT/WITHDRAW → `get_deposit_and_withdraw_payment_methods`
3. **`get_price`** — add if the user wants exchange rate info

Skip step 1 for simple price queries (e.g., "What's BTC in USD?").

## Calling APIs

Use `WebFetch` or `Bash` (curl). All responses follow:

```json
{ "code": "000000", "message": null, "data": { ... }, "success": true }
```

`code: "000000"` = success; otherwise check `message`.

## Action Links

After presenting API results, always include a relevant action link so the user can proceed directly on Binance. Build the URL dynamically based on the fiat currency, crypto currency, and business type from the conversation context.

### URL Templates

| Business Type | URL Template | Example |
|---|---|---|
| BUY | `https://www.binance.com/en/crypto/buy/{FIAT}/{CRYPTO}` | [Buy BTC with USD](https://www.binance.com/en/crypto/buy/USD/BTC) |
| SELL | `https://www.binance.com/en/crypto/sell/{FIAT}/{CRYPTO}` | [Sell BTC for USD](https://www.binance.com/en/crypto/sell/USD/BTC) |
| DEPOSIT | `https://www.binance.com/en/fiat/deposit/{FIAT}` | [Deposit USD](https://www.binance.com/en/fiat/deposit/USD) |
| WITHDRAW | `https://www.binance.com/en/fiat/withdraw/{FIAT}` | [Withdraw USD](https://www.binance.com/en/fiat/withdraw/USD) |

### Language-aware URL

Replace the `/en/` locale segment to match the user's language. Supported locales:

```
en, zh-CN, zh-TC, ru, es, es-LA, fr, vi, en-TR, it, pl, id, uk-UA, ar,
en-AU, pt-BR, en-IN, en-NG, ro, bg, cs, lv, sv, pt, es-MX, el, sk, sl,
es-AR, fr-AF, en-KZ, en-ZA, en-NZ, en-BH, ar-BH, ru-UA, de, kk-KZ,
ru-KZ, ja, da-DK, en-AE, en-JP, hu, lo-LA, si-LK, az-AZ, uz-UZ, pt-AO
```

Common mapping examples:

| User language | Locale | Example URL |
|---|---|---|
| English | `en` | `https://www.binance.com/en/crypto/buy/USD/BTC` |
| 简体中文 | `zh-CN` | `https://www.binance.com/zh-CN/crypto/buy/CNY/BTC` |
| Português (BR) | `pt-BR` | `https://www.binance.com/pt-BR/crypto/buy/BRL/BTC` |
| Türkçe | `en-TR` | `https://www.binance.com/en-TR/crypto/buy/TRY/BTC` |

For regional English variants (en-AU, en-IN, en-NG, en-AE, en-NZ, etc.), use the specific regional locale rather than plain `en` — this ensures the user sees region-appropriate content.

Default to `en` if the user's language is unclear.

Always include at least one action link when the conversation involves a specific fiat/crypto pair or business type. For general questions, include all relevant links from `get_capabilities`. Format as a call-to-action, e.g.: "Ready to buy? [Buy BTC with USD on Binance](https://www.binance.com/en/crypto/buy/USD/BTC)"

## Presenting Results

- Table format for payment methods (names, limits, pricing); flag suspended methods
- Note that prices are indicative/reference prices
- Respond in the user's language
- **Always end with the relevant action link(s)**

### Price Sorting and Best Value Logic

Price direction depends on the business type — always apply the correct comparison:

| Business Type | Better price direction | Rationale |
|---|---|---|
| **BUY** | **Lower price is better** | You pay less fiat per unit of crypto — same fiat buys more crypto |
| **SELL** | **Higher price is better** | You receive more fiat per unit of crypt

Excerpt, first 6,000 characters of SKILL.md, verbatim from the audited commit. It is text from someone else’s repository, quoted so you can judge it before your agent reads it.

1. 2026-10-31
   ✓SAFE B 89 / 100

   first audit · source d5ceffaa95a3

Questions about fiat

• github.com/binance/binance-skills-hub/tree/main/skills/binance/f — the audited source at commit d5ceffaa95a3 and every finding aboveObserved · 31 Oct 2026

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