QontoSAFE
Qonto MCP Server
Overview
From the repository's own README, as read at the audited commit. Badges and raw HTML are left out.
[!IMPORTANT] 📣 Qonto now has an officially supported MCP server, and it's live! 🎉 It is hosted by Qonto, authenticates via OAuth, and supports both read and write operations. Learn more at mcp.qonto.com. The official server should be preferred over this local one, which is no longer actively maintained.
Legacy local server documentation (no longer maintained)
🌐 Usage
https://github.com/user-attachments/assets/619cd6a1-e064-4518-a84c-8134c09fae03
[!IMPORTANT] Security and customer trust are fundamental to everything we do at Qonto. While this repository enables powerful innovation and integration capabilities, it's important to understand that certain risks are inherent to the use of the MCP technology itself. Please review the following security information carefully.
⚠️🔒 SECURITY NOTICE
The MCP (Model Context Provider) protocol gives AI models access to additional functionality like reading files, accessing APIs, and generate responses based on contextual data.
While this brings powerful integration capabilities, it also introduces important security considerations.
A malicious MCP server can secretly steal credentials and maliciously exploit other trusted MCP servers you're using (read more).
These risks are not specific to Qonto’s MCP server, but apply to any use of the MCP protocol.
We recommend to only us
cd9fe6eb9973OBSERVED · 2026-10-08Exposed tools (21)
20 read · 1 write · 0 destructive.
| Tool | Risk | Description |
|---|---|---|
download_statement | read | |
get_client | read | |
get_client_invoices | read | |
get_clients | read | |
get_credit_notes | read | |
get_qonto_attachment | read | |
get_qonto_beneficiary | read | |
get_qonto_external_transfer | write | |
get_qonto_label | read | |
get_qonto_organization | read | |
get_qonto_transaction | read | |
get_qonto_transactions | read | |
get_request | read | |
get_requests | read | |
get_statements | read | |
get_supplier_invoices | read | |
list_qonto_beneficiaries | read | |
list_qonto_external_transfers | read | |
list_qonto_labels | read | |
list_qonto_memberships | read | |
list_qonto_transaction_attachments | read |
Trust audit
SAFEgrade B · trust 89/100 Nothing in the source contradicts what it says it does. Grade A is reserved for packages that have also passed the behavioural sandbox.
| Layer | What it checks | Result |
|---|---|---|
| L0 | Provenance & inventory | PASS |
| L1 | Static analysis of the code | PASS |
| L2 | Instruction surface (what it tells the agent) | PASS |
| L3 | Class-specific surface | PASS |
| L4 | Behavioural (sandbox) | SKIPPED |
What the source does
- Filesystem
- none-observed
- Network
- declared (5 observation(s))
- Shell
- none-observed
- Dependencies
- not all pinned
- Secrets in source
- none-found
Findings (1)
mcp, requests, python-dotenv
Gates applied: no_behavioural_pass.
cd9fe6eb9973full audit observations/trust-audit/mcp-server/qonto__qonto.json · Report an issue / request a re-scanAudit history
Every audit this server has had. A grade with a past is a grade somebody is still checking.
| Date | Source | Verdict | Grade | Score | Change |
|---|---|---|---|---|---|
| 2026-10-08 | cd9fe6eb9973 | SAFE | B | 89 | first audit |
Questions
What is the Qonto MCP server?
Qonto MCP Server
What tools does Qonto expose?
21 in total: 20 read-only, 1 that write, and 0 that can delete or overwrite. Every one is listed on this page with its risk.
Is Qonto safe to connect to an agent?
The audit found nothing in the source that contradicts what it says it does, and graded it B (89/100). Grade A is held back for packages that have also passed a sandboxed behavioural run, which is why a clean server reads B.
What credentials does Qonto need?
It reads QONTO_API_KEY and QONTO_STAGING_TOKEN from the environment. Give it a token scoped to the least it needs — an agent that can be talked into calling a tool can be talked into calling it with your credentials.
How does Qonto run?
It speaks streamable-http, so it runs as a service you connect to over the network.
How current is this page?
The grade is for one exact copy of the source (cd9fe6eb9973), read on 2026-10-08. The repository is watched and re-audited when it changes.